David Reiff

David Reiff is a joint degree MPP and MBA candidate at the Harvard Kennedy School and Harvard Business School. David came to Harvard after four years of experience as an early product leader at Entrepreneurial Finance Lab (now LenddoEFL), a social enterprise building digital tools that expand financial inclusion for unbanked entrepreneurs and consumers in emerging markets. In this role, David embedded himself within partner financial institutions’ field operations across Mexico, Peru, Ghana, Kenya, Indonesia, and India in order to develop scalable technology solutions that meet the needs of consumers living on as little as $2 a day. At EFL, he grew passionate about the power of interdisciplinary collaboration to create social impact, mainly stemming from his leadership of EFL’s research advisory board, whose work has led to publication in leading behavioral science and psychology journals (recently covered in the New York Times). While at Harvard, David has directed his energy toward issues of socio-economic inequality in the United States, working on civic technology and innovation in the San Jose Mayor’s Office, on pro-consumer financial regulatory policy with FinRegLab, and on financial services innovation for low- and moderate-income Americans at the Aspen Institute Financial Security Program.

In 2018, David teamed up with Rachel Schneider and Kimberly Gartner, both former executives at the Center for Financial Services Innovation, to launch a new social venture partnering with employers to create new benefits for their low- and moderate-income workers that directly increase their financial security and economic well-being. Backed by the Omidyar Network and the Robin Hood Foundation, they are running their first two employer pilots and will be officially launching the venture in 2019. As a Cheng Fellow, David will be exploring how his venture and related innovations can create financial security for working Americans at scale.